Understanding Insurance Policies

Personal Insurance Agencies: An Introduction For Curious Consumers

29 November 2016

Samantha Reynolds

From climbing behind the wheel of your car to hanging out in your home, there are a lot of aspects in life where the unexpected can occur and insurance is logical. If you are like most consumers, you will pick and choose an array of insurance policies through different carriers. However, the most logical way to keep yourself, your family, and your belongings protected is to look for an experienced personal insurance agency to help you get the coverage you need. If the idea of working with a personal insurance agency is new to you, it is likely you have a few questions. Here is a quick look at a few of the most common questions about personal insurance and the answers you will want to know. 

What exactly is a personal insurance agency?

A personal insurance agency is designed with the needs of the everyday insurance consumer in mind. These companies pull together insurance policies and make them available through one avenue. A few examples of the insurance you can obtain through a personal insurance agency include

• home and property insurance
• auto and motorcycle insurance
• life and funeral coverage insurance
• health and dental insurance
• renters insurance
• recreational vehicle insurance, such as for RVs or boats
• college health insurance 

What are the advantages of working with a personal insurance agency?

Working with a personal insurance agency gives you a handful of advantages. For one, you will be getting all of the insurance products you need through the same place, which means shopping for what you need will be easy, whether it is home, health, car, or life insurance. Furthermore, you will only have one insurance premium to pay instead of several, which can make budgeting a lot easier through the year. One other advantage of working with a personal insurance agency is you get access to an expert agent who will handle you and your policies, so there will always be one primary point of communication when you need assistance, answers or to file a claim. 

Can you still get the same type of discounts with a personal insurance agency as you normally would?

Yes. Even better, you may actually qualify for even more discounts than you expect because you will be given access to discounts for combining policies with the same carrier. Plus, a personal agent like Crowel Agency, Inc. will look for policies that you can get that will help you save the most because of the available discounts. 

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