Understanding Insurance Policies

Understanding Insurance Policies

Learn How Your Smartphone Can Help You Save Money on Your Auto Insurance Coverage

Samantha Reynolds

Maintaining a valid auto insurance policy is not only the law, it is also a very important part of maintaining your personal and financial well-being. However, like any product, the cost of maintaining quality auto insurance coverage can add up over time. Thankfully, saving money on your auto insurance can be easier than ever with the help of your smartphone. This is because many auto insurance companies are now utilizing this technology to allow you to prove just how good of a driver you really are. Continue reading to learn more about qualifying for a discount on your auto insurance using your insurance company's mobile app.

Step 1: Download the App

The first thing you will need to do is to visit the app store on your phone and download the mobile app associated with your auto insurance company. Once the app has finished downloading and installing, simply open the app and follow the on-screen instructions to register your account. This will ensure that all of the information collected by the app is associated with your auto insurance policy. 

Step 2: Drive

Once you have completed the registration process, all you need to do is drive the same way you always do. The app you downloaded on your phone will run in the background so there is no need to open the app before you start driving. During the course of your trip, the app will collect information such as how quickly you accelerate and brake. The app will also collect information concerning how far you drive and what time of day you drive. All of this information is then sent to your car insurance company and is used to determine how likely you are to be involved in an accident. 

Step 3: Enjoy Your Discount

Most car insurance companies will evaluate your driving over the course of a few months. Once this time period has come to an end, you will be able to discontinue the use of your mobile app and the final amount of your discount will be applied to your insurance policy. The safer you drive during the evaluation period, the more you will be able to save on your auto insurance coverage. This discount will typically be valid for the entire length of your policy despite the fact that you are only required to use the mobile app for a relatively short period of time. However, you may be required to undergo a new evaluation period the next time you renew your policy.


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About Me
Understanding Insurance Policies

After I moved out of my parent's home, I started learning more and more about insurance policies. I was involved in a bad car accident, and I ended up working with my car insurance company as well as my medical and dental insurance companies. I paid my premiums and enjoyed coverage, but I didn't really understand how the entire insurance claim process worked. I wanted to make this blog to help other people like me to learn more about insurance coverage. Check out this blog for more details on insurance coverage, how to file a claim, and what you should expect throughout the shopping process.