If you are a small business owner, it is important that you get insurance for your company. Many people don't understand what business insurance entails, so they forgo it without understanding the risks of this decision. This is why it is important that you consider these things when starting your small business. What Will Happen If You Get Sued? Lawsuits are incredibly common and no one is exempt. There is always a chance that someone will sue you.
The holiday season is a time for joy and merriment, but sometimes things go wrong during the festivities. While there are several potential holiday mishaps that your home insurance may cover, it helps to know exactly what kinds of coverage your policy provides in case misfortune strikes and puts a damper on your holiday cheer. Medical Expenses/Liability Coverage If you fall off the roof while stringing up holiday lights, your home insurance won't cover the cost of your medical expenses if you're injured.
Owning a motor vehicle can make it more convenient to travel from one place to another. While there are many fixed costs associated with owning a car (gas, car payments, etc.), your car insurance doesn't have to remain the same. If you feel that you are paying too much for your auto insurance policy, here are three unique ways that you can save money on your monthly premiums in the future.
If you drive a vehicle, you likely know that you must have an auto insurance policy that at least has liability coverage in the case that you cause damages to another person's property or you injure someone in a car accident you have caused. On top of having liability, you should also consider adding additional coverage that will protect your property, as well. Here are four tips to consider when purchasing auto insurance:
Benjamin Franklin said there are only two certainties in life, death and taxes. Having to pay for car insurance can arguably be added to that list. In many states, like Michigan, you can't even register a vehicle without first providing proof of insurance. Unfortunately for Michigan residents, a recent study ranked their state as the most expensive in the nation by far when it comes to auto insurance, a whopping 136% higher than the national average.