Understanding Insurance Policies

Understanding Insurance Policies

  • Thanksgiving Day Grease Fires: A Common Reason For Home Insurance Claims

    Thanksgiving day is a busy day for insurance companies due to the increase in the number of home insurance claims homeowners file for cooking-related fires. It's a day to count your blessings, but if you aren't careful when cooking the bird for dinner, a day of family togetherness can turn into a day of loss, particularly if you're deep-frying your turkey. The Consumer Product Safety Commission (CPSC) stresses the word "

  • Long-Term Strategies For Low Insurance Rates

    There are many strategies you can employ to lower your car insurance rates; some work best in the short-term while others are suitable for long-term success. For example, reducing your coverage may work in the short-term, but this isn't good as a long-term strategy since you may not be adequately covered, especially if your circumstances change. Here are some of the strategies to adopt if you want to enjoy low insurance rates for a long time:

  • Three Practical Tips for Getting Low Auto Insurance Rates with a Poor Credit Score

    A poor credit score can lead to high auto insurance premiums. However, there are measures you can take to mitigate the effect and enjoy reasonable rates. Here are three examples of measures that work: Ensure Your Credit Reports Are Accurate You may have bad credit, but is it as bad as your report shows? Human error can introduce mistakes in your credit reporting and scoring, so it's advisable to ensure that the low report reflects your true situation before shopping for insurance.

  • Keeping Visitors Safe During House Renovations

    Your home becomes dangerous (for you and your visitors) when you are renovating it. Therefore, you need to take extra precautions to minimize the risk of injury to your visitors. Here are some of the precautions that can help: Put Up Warning Signs Don't assume that everybody will just "see" that an area is under renovation and therefore unsafe for use. Rather, warn everyone verbally and via warning signs posted in strategic places.

  • Get Started on a New Career with Online Insurance Training Courses

    Those who are looking for a new career that won't take years of training may want to consider becoming an insurance sales agent. According to the Bureau of Labor Statistics, the job outlook is very good for this career, with a faster than average growth rate of about 9 percent expected between 2014 and 2024 and an average annual salary of about $48,200. It's easy to get started, as there are a variety of different online insurance training courses available that can be completed at your own pace.

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    About Me
    Understanding Insurance Policies

    After I moved out of my parent's home, I started learning more and more about insurance policies. I was involved in a bad car accident, and I ended up working with my car insurance company as well as my medical and dental insurance companies. I paid my premiums and enjoyed coverage, but I didn't really understand how the entire insurance claim process worked. I wanted to make this blog to help other people like me to learn more about insurance coverage. Check out this blog for more details on insurance coverage, how to file a claim, and what you should expect throughout the shopping process.